If you like your health insurance you can keep your health insurance

The only difference is you will pay less – on average $2,500 less.  Does anyone else remember hearing that repeated over and over and over by somebody in speech after speech and commercial after commercial?

Speaking of health insurance, and we were at my office this week, how about that Obamacare?  Oh, not the website.  That’s baby spit.  I got wind of something juicy.

My company offers outstanding health benefits.  I won’t go into details but there aren’t 100 companies in the US that have better.  Best I’ve seen in my 20 years as a recruiter.

The first year the Obamacare mandate applies to businesses the company will have to pay a fine of $43 per employee for offering a “Cadillac Plan.”  They are being fined for offering benefits deemed too good by Obamacare.

You have to have health insurance or pay a fine.  Unless your health insurance doesn’t meet minimum coverage levels defined by Obamacare.  Then you still would have to pay the fine.  But that’s not a problem because insurance companies will no longer sell plans that aren’t compliant with Obamacare’s minimum coverage standards.  So you just have to pay for your policy but you’re getting better coverage.  But not too good of coverage.  Then you have to pay a fine.

I don’t care how impeccably creased your trousers are, that is absolutely f&%#@*g retarded.

In 2018 – conveniently enough, two years after Barack Obama leaves office –  the fine will rise to over $20 million.  Annually.  As a result the company will be forced to pare back the health benefits now offered to its employees with no out-of-pocket costs.

Pretty sweet deal, huh?

Wait until this hits the media industry and Silicon Valley and the people around DC who can’t wrangle an exemption and everywhere else people enjoy great health benefits and smugly supporting the Democrats who succeeded in passing a law that will change their health coverage for  the worse.  For their own good.

I can laugh because I’m a contractor – no benefits.  What kind of a sucker gives up money out-of-pocket for health insurance when the law proscribes guaranteed issue and no preexisting conditions?  I’m working on an app that will immediately submit your application form to an insurance company when the accelerometer in your phone reads an impact of 3+ Gs.  Tied to your car’s computer when airbags deploy too.  You’ll be insured before the ambulance arrives.  I think it will be huge.

It’s hard not to feel sorry for the pooch, though.  Obamacare will have the Democrats screwing it for years.

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