The Knucklehead of the Day award

Today’s winner is insurance broker insurance broker Ramsey, Krug, Farrell and Lensing. They get the award for the following

FOX16 News obtained surveillance video of the attack at a McDonald’s on Rodney Parham that left an employee with multiple gunshot wounds. The August 2008 video shows a man wearing a white shirt hitting a woman. Seconds later, an employee runs in to break it up and the attacker is forced outside. Off camera, the employee was shot three times. He walks back inside and then collapses before medical attention arrives.

Six days after the attack, LRPD detectives arrested Perry Kennon, 27, charging him with shooting Nigel Haskett. After three surgeries, $300,000 in medical bills and six months recovery, Haskett filed a workers compensation claim for his injuries.

Claims specialist Misty Thompson with insurance broker Ramsey, Krug, Farrell and Lensing responded, denying Haskett’s claim.

“We’ve denied this claim in its entirety, it’s our opinion that Mr. Haskett’s injuries did not arise out of or within the course of his employment,” a portion of the statement reads.


As part of the denial, the insurer included a page that details expectations of employees during orientation. In a robbery situation it tells employees not to do anything that would put themselves or anyone else in danger. Wilson asserts that clause does not apply in this incident.

Ramsey, Krug, Farrell and Lensing is acting as a third party administrator in this claim. Allen McClain with the Workers Compensation Commisssion says McDonald’s uses a self-insured trust for workers compensation premiums that multiple franchisees pay into, including the location on Rodney Parham.

What is the saying, no good deed goes unpunished. Haskett may well have saved the customer’s life, now he’s the one to suffer. He’s a hero in my opinion

The denial will be appealed but in the meantime I name insurance broker Ramsey, Krug, Farrell and Lensing today’s Knucklehead of the Day.

Hat tip- Don Surber who calls the people responsible for the denial, ‘imbeciles’.

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