Thanks for posting that Steve. I've been trying for a few weeks now on how to explain exactly what is written in that email. I never could understand why my liberal friends don't realize that, as a (small) business owner, I do not and can not operate on "Hope" and "Change". I have 2 plans going into this election and one is eerily similar to the one described above. Ironically, if Obama does indeed (gasp!) win, I will probably take home more money. Sorry Dems, but that is just reality.

That guy isn't the only one. In my survey of local business in this small town of 2,500, I have identified 4 businesses who are hunkering down. That is major for a town this size. One of them was running two shifts and passing out overtime. It is uncertain if they can continue to get the loans they need to handle the volume.

One hardware store has already closed because of the credit squeeze. Nobody has done anything new in months.

The unfortunate part of all of this, as indicated by Reid and Pelosi partisan rants, is that it will be the "Bush" recession or depression as the case may be. That historians will say different in 30 or 40 years means nothing to those hurt now.

Just to clarify. I won't take home more money because of anything great that nObama does, it just means we will all have to work harder and longer.

Im a 20 yr vet of the banking/mortgage industry, and have been quite fortunate over the last 7.5 yrs. Tuition money for kids is all set aside, wedding money too, and the mortgages on our primary and vacation home are more than paid for by our rental properties.

There were times in 03-05 that I worked 80-90 hr weeks, and slept on my office floor. Now is the time for 20 hr work weeks.

I saw the writing on the wall in fall 05, and started cutting back then. I closed 2 offices and consolidated them into 1 larger office. Everyone that 'was' salary + commission is now 100% commission, but, there is still a cost to me to have them on board.

I have to cut 5 people loose tomorrow(7 more are up for renewal on Jan 1), their contracts are up for renewal and that is not something Im looking forward to. Most of the 5 on tomorrow's list got lazy when things were going good, and now they keep looking to me to either give them the clients that Ive nurtured and developed, or, to pay to buy them 'leads'.

I'm tired of all of the bs and administrivia this job requires, so, I'll be more then happy to cut back to me and 1 other person. There were quarters we sent in over $200k in taxes. If the eggplant wins, it might not even be $20k for a quarter.

Besides, I'll probably make almost as much with none of the management, payroll, or HR BS to deal with. Since I'll have all kinds of free time, I might start to fly to the Keys, Maine, etc to explore 'new opportunities' with my wife. There are always seminars in places like Palm Springs, FL, etc that might help grow by business in the soon to be slowing economy if Himself wins. Since those business expenses are deductible, I might fall into the lower 50% that pays about 3% of taxes.

After what we've made and paid over the years, it'll be great to actually get money back.

Nice to read your article, A work from home based businesses not only gives you freedom to work when you want, but it can provide you with a very substantial income as well. Because of the popularity of the internet, many people are choosing to work from home based businesses.

My friend is a newly established doctor and he already has decided to not increase his patient load. His accountant told him that he will make the same either way because he falls into the alternative minimum tax. I feel bad for the extra office coordinator and nurses he was going to hire. Has anyone ever worked for a poor person?

Cheers! let me post some links here.,